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Australia 489-Does employer pay for private insurance?

ckwin

Wanderer
Messages
6
Points
3
MSA
2017-10-17
Skill
221112
SC
489 (NT)
Point
70
EOI
2017-11-27
Inv.
2018-05-21
App.
2018-06-19
PCC
2018-06-26
HC
2018-06-26
Grant
2018-10-10
I understand that 489 holders need to get private insurance for our own.
1) But do you buy them right after you reach and even before securing a job?
2) Do employers commonly pay for private insurance?
 
MSA
2017-10-17
Skill
221112
SC
489 (NT)
Point
70
EOI
2017-11-27
Inv.
2018-05-21
App.
2018-06-19
PCC
2018-06-26
HC
2018-06-26
Grant
2018-10-10

MysticRiver

Administrator
Staff member
Messages
14,538
Points
113
Do employers commonly pay for private insurance?
That highly depends on the policy of the employer and differs with company.

But do you buy them right after you reach and even before securing a job?
I would not do that because private insurance is not cheap. However, if you have children, you might need to consider that, if you can afford.
 

ckwin

Wanderer
Messages
6
Points
3
MSA
2017-10-17
Skill
221112
SC
489 (NT)
Point
70
EOI
2017-11-27
Inv.
2018-05-21
App.
2018-06-19
PCC
2018-06-26
HC
2018-06-26
Grant
2018-10-10
Thanks MysticRiver.
My wife and I are planning to expand our family in Oz, and we know there is a 12 month waiting period for pregnancy services from private insurance so thinking to get it as soon as possible.

There are plenty of insurance companies out there, BUPA, Medibank, NIB any many more, which one is more recommended?
 
MSA
2017-10-17
Skill
221112
SC
489 (NT)
Point
70
EOI
2017-11-27
Inv.
2018-05-21
App.
2018-06-19
PCC
2018-06-26
HC
2018-06-26
Grant
2018-10-10

MysticRiver

Administrator
Staff member
Messages
14,538
Points
113
Well, BUPA is the most popular one, but maybe a bit expensive. You should compare the premiums (there are many comparing websites) and then decide. Also, try to do a research about your shortlisted Insurance companies.
 
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